Our Xtensive series is ideal for new vehicles, offering our most extensive coverage options. Learn more about the coverage details, additional benefits, optional coverages and even some frequently asked questions below:
XT-1 Coverage

ENGINE (GAS OR DIESEL):
All internally lubricated engine parts including: pistons, piston rings, piston pins, crankshaft, main bearings, thrust bearings / shims, connecting rods, connecting rod bearings, camshaft, camshaft bearings, balance shaft, balance shaft bearings, timing chain or belt, timing gears, tensioners / guides, intake and exhaust valves, valve springs, valve guides, oil pump and oil pump housing, push rods, rocker arms, rocker arm shafts, lifters; intake & exhaust manifold; distributor shaft and housing; harmonic balancer; crankshaft pulley; flexplate; valve covers; timing gear cover; air filter housing; water pump; fuel pump; vacuum pump; thermostatically controlled air intake; oil pan; oil dipstick and tube; cam followers; injectors & vacuum pump; lash adjusters; lifters; mounts; oil pump pressure relief valve and spring; engine block and heads are covered if damaged by the mechanical breakdown of an internally lubricated moving part.
DIESEL: Diesel injection pump, injectors and vacuum pump.
ROTARY: Rotary chamber, rotor and main bearings.
TRANSMISSION:
All internal parts; mounts; transmission pan and transmission case are covered if damaged by the mechanical breakdown of an internally lubricated moving part.
AUTOMATIC: Torque converter, front pump, planetary gear set, clutches, clutch apply piston, internal sealing rings, input and output shafts, roller clutches, bands, check balls, band apply servo, drums, centre support, governor assembly, vacuum modulator, valve body, stator and stator shaft, bushings, pressure regulator valve and bearings.
CVT (Continuously Variable Transmission): Transaxle assembly; valve body, CVT belt, and pulleys.
DCT (Dual Clutch Transmission): Dual-clutch assembly.
MANUAL: Gears, shafts, bearings, bushings, counter shaft, synchronizers, synchronizer sleeves, detent balls, thrust washers, shift forks, levers, collars, and springs. (Note: No Coverage is afforded for clutch assembly; pressure plate; slave cylinder; flywheel; throw-out bearing; worn synchronizers or cables.)
HYBRID / ELECTRIC VEHICLE:
Hybrid Control Unit(s) including inverter; stator and rotor; battery sensors; cooling fan; cooling duct(s); high voltage harness and junction box; electric drive motor(s); drive battery pack.
TURBO / SUPERCHARGER:
All internal parts; housing is covered if damaged by the mechanical breakdown of an internally lubricated moving part.
TRANSFER UNIT (4X4):
All internal parts; transfer case is covered if damaged by the mechanical breakdown of an internally lubricated moving part.
DRIVE AXLE(S):
All internal parts; “U” joints; propeller shafts; drive shafts; CV / Tripod joints; differential case is covered if damaged by the mechanical breakdown of an internally lubricated moving part.
SEALS AND GASKETS:
Seals and gaskets are covered for the above listed assemblies.
XT-2 Coverage

ENGINE (GAS OR DIESEL):
All internally lubricated engine parts including: pistons, piston rings, piston pins, crankshaft, main bearings, thrust bearings / shims, connecting rods, connecting rod bearings, camshaft, camshaft bearings, balance shaft, balance shaft bearings, timing chain or belt, timing gears, tensioners / guides, intake and exhaust valves, valve springs, valve guides, oil pump and oil pump housing, push rods, rocker arms, rocker arm shafts, lifters; intake & exhaust manifold; distributor shaft and housing; harmonic balancer; crankshaft pulley; flexplate; valve covers; timing gear cover; air filter housing; water pump; fuel pump; vacuum pump; thermostatically controlled air intake; oil pan; oil dipstick and tube; cam followers; injectors & vacuum pump; lash adjusters; lifters; mounts; oil pump pressure relief valve and spring; engine block and heads are covered if damaged by the mechanical breakdown of an internally lubricated moving part.
DIESEL: Diesel injection pump, injectors and vacuum pump.
ROTARY: Rotary chamber, rotor and main bearings.
TRANSMISSION:
All internal parts; mounts; transmission pan and transmission case are covered if damaged by the mechanical breakdown of an internally lubricated moving part.
AUTOMATIC: Torque converter, front pump, planetary gear set, clutches, clutch apply piston, internal sealing rings, input and output shafts, roller clutches, bands, check balls, band apply servo, drums, centre support, governor assembly, vacuum modulator, valve body, stator and stator shaft, bushings, pressure regulator valve and bearings.
CVT (Continuously Variable Transmission): Transaxle assembly; valve body, CVT belt, and pulleys.
DCT (Dual Clutch Transmission): Dual-clutch assembly.
MANUAL: Gears, shafts, bearings, bushings, counter shaft, synchronizers, synchronizer sleeves, detent balls, thrust washers, shift forks, levers, collars, and springs. (Note: No Coverage is afforded for clutch assembly; pressure plate; slave cylinder; flywheel; throw-out bearing; worn synchronizers or cables.)
HYBRID / ELECTRIC VEHICLE:
Hybrid Control Unit(s) including inverter; stator and rotor; battery sensors; cooling fan; cooling duct(s); high voltage harness and junction box; electric drive motor(s); drive battery pack.
TURBO / SUPERCHARGER:
All internal parts; housing is covered if damaged by the mechanical breakdown of an internally lubricated moving part.
TRANSFER UNIT (4X4):
All internal parts; transfer case is covered if damaged by the mechanical breakdown of an internally lubricated moving part.
DRIVE AXLE(S):
All internal parts; “U” joints; propeller shafts; drive shafts; CV / Tripod joints; differential case is covered if damaged by the mechanical breakdown of an internally lubricated moving part.
STEERING (MANUAL OR POWER):
All internal parts in rack and pinion; all internal parts in recirculating ball housing; couplings; gear housing; power steering pump; steering main and intermediate shafts; power cylinder assembly; power steering cooler; control valve; Pitman arm; idler arm; tie rod ends; drag link / centre link.
ELECTRICAL:
Alternator; voltage regulator; starter motor, drive and solenoid; power seat motors; power door lock actuators; power window motors, regulators and drives; trunk actuator and motor; front wiper motor including circuit board, relay and delay switch; horn switch; brake light switch; manually operated switches for power windows, power seat(s), turn signal switch, headlamps, wipers (front and rear), emergency warning flashers;
SUSPENSION:
Upper and lower control arms, control arm shafts and bushings; upper and lower ball joints; steering knuckles; stabilizer shaft, link and bushings; king pins and bushings; strut bar and bushings; spindles and spindle supports.
BRAKES:
Master cylinder; power assist booster and valve; wheel cylinders; calipers; combination valve; steel lines and fittings; backing plates; vacuum assist booster pump; springs, clips and retainers; self-adjusters; rear activators; parking brake linkage and cables.
AIR CONDITIONING:
Compressor; internal assembly including pistons, rods, bearings, valves and shafts; clutch; coil and pulley; orifice tube; condenser; evaporator; manual switches for the Air Conditioning system.
COOLING:
Radiator; fan clutch and fan; engine cooling fan motors; thermostat; heater core.
ELECTRONICS:
Electronic Spark Control (ESC) module, Electronic Engine Control (EEC) module; Engine Control Module (ECM); electronic module retard vacuum switch; electronic ignition module; fuel pump driver module; igniter; electronic digital instrument cluster; digital driver information display and module; front, rear and side camera(s); instrument panel printed circuit board; Throttle Position Sensor (TPS); throttle actuator; Camshaft Position (CMP) sensor(s); Crankshaft Position (CKP) sensor; transmission / transaxle sensors.
EMISSIONS:
Anti-detonation / Knock sensor; Oxygen sensor(s); Engine Air Intake Temperature (IAT) sensor.
SPORT UTILITY:
Step bumpers and mounting brackets; power tailgate actuator and motor; power winch motor, its controller and wire harness; power winch roller; spare tire carrier, swing arm, pivots, latches and locks; factory installed running boards, power running board actuator and motor; swing out mirror arms, mounts, actuator and motor; pop-out or sliding side / rear window latches and hinges; convenience bed liner (not warpage); tailgate handle, lock, cables, hinges and latches; edge protectors; cargo lamp; tie downs; trailer hitch receiver, insert and plug receptacle; auxiliary fuel tank and its switch over valve.
SEALS AND GASKETS:
Seals and gaskets are covered for the above listed assemblies.
XT-3 Coverage

ENGINE (GAS OR DIESEL):
All internally lubricated engine parts including: pistons, piston rings, piston pins, crankshaft, main bearings, thrust bearings / shims, connecting rods, connecting rod bearings, camshaft, camshaft bearings, balance shaft, balance shaft bearings, timing chain or belt, timing gears, tensioners / guides, intake and exhaust valves, valve springs, valve guides, oil pump and oil pump housing, push rods, rocker arms, rocker arm shafts, lifters; intake & exhaust manifold; distributor shaft and housing; harmonic balancer; crankshaft pulley; flexplate; valve covers; timing gear cover; air filter housing; water pump; fuel pump; vacuum pump; thermostatically controlled air intake; oil pan; oil dipstick and tube; cam followers; injectors & vacuum pump; lash adjusters; lifters; mounts; oil pump pressure relief valve and spring; engine block and heads are covered if damaged by the mechanical breakdown of an internally lubricated moving part.
DIESEL: Diesel injection pump, injectors and vacuum pump.
ROTARY: Rotary chamber, rotor and main bearings.
TRANSMISSION:
All internal parts; mounts; transmission pan and transmission case are covered if damaged by the mechanical breakdown of an internally lubricated moving part.
AUTOMATIC: Torque converter, front pump, planetary gear set, clutches, clutch apply piston, internal sealing rings, input and output shafts, roller clutches, bands, check balls, band apply servo, drums, centre support, governor assembly, vacuum modulator, valve body, stator and stator shaft, bushings, pressure regulator valve and bearings.
CVT (Continuously Variable Transmission): Transaxle assembly; valve body, CVT belt, and pulleys.
DCT (Dual Clutch Transmission): Dual-clutch assembly.
MANUAL: Gears, shafts, bearings, bushings, counter shaft, synchronizers, synchronizer sleeves, detent balls, thrust washers, shift forks, levers, collars, and springs. (Note: No Coverage is afforded for clutch assembly; pressure plate; slave cylinder; flywheel; throw-out bearing; worn synchronizers or cables.)
HYBRID / ELECTRIC VEHICLE:
Hybrid Control Unit(s) including inverter; stator and rotor; battery sensors; cooling fan; cooling duct(s); high voltage harness and junction box; electric drive motor(s); drive battery pack.
TURBO / SUPERCHARGER:
All internal parts; housing is covered if damaged by the mechanical breakdown of an internally lubricated moving part.
TRANSFER UNIT (4X4):
All internal parts; transfer case is covered if damaged by the mechanical breakdown of an internally lubricated moving part.
DRIVE AXLE(S):
All internal parts; “U” joints; propeller shafts; drive shafts; CV / Tripod joints; differential case is covered if damaged by the mechanical breakdown of an internally lubricated moving part.
STEERING (MANUAL OR POWER):
All internal parts in rack and pinion; all internal parts in recirculating ball housing; couplings; gear housing; power steering pump; steering main and intermediate shafts; power cylinder assembly; power steering cooler; control valve; Pitman arm; idler arm; tie rod ends; drag link / centre link
ELECTRICAL:
Alternator; voltage regulator; starter motor, drive and solenoid; power seat motors; power door lock actuators; power window motors, regulators and drives; trunk actuator and motor; front wiper motor including circuit board, relay and delay switch; horn switch; brake light switch; manually operated switches for power windows, power seat(s), turn signal switch, headlamps, wipers (front and rear), emergency warning flashers, fuel gauge sending unit; heated back glass elements (glass is not covered); rear wiper motor; heater blower motor; horn; factory installed sun / moon roof motor and its wiring harness and switches; convertible top motor and switches; radio and CD player (factory or dealer installed with factory approved parts only); power antenna motor, mast and switches
SUSPENSION:
Upper and lower control arms, control arm shafts and bushings; upper and lower ball joints; steering knuckles; stabilizer shaft, link and bushings; king pins and bushings; strut bar and bushings; spindles and spindle supports, MacPherson struts; shackle bushings and eye bushings; springs, torsion bars and bushings; wheel bearings and seals; automatic leveling unit compressor, sensor and limiter valve.
BRAKES:
Master cylinder; power assist booster and valve; wheel cylinders; calipers; combination valve; steel lines and fittings; backing plates; vacuum assist booster pump; springs, clips and retainers; self-adjusters; rear activators; parking brake linkage and cables.
AIR CONDITIONING:
Compressor; internal assembly including pistons, rods, bearings, valves and shafts; clutch; coil and pulley; orifice tube; condenser; evaporator; manual switches for the Air Conditioning system, expansion valve; dryer tank; accumulator; POA valve; hi / low pressure cut-off switch; ducts and outlet hoses; automatic temperature control programmer.
COOLING:
Radiator; fan clutch and fan; engine cooling fan motors; thermostat; heater core.
ELECTRONICS:
Electronic Spark Control (ESC) module, Electronic Engine Control (EEC) module; Engine Control Module (ECM); electronic module retard vacuum switch; electronic ignition module; fuel pump driver module; igniter; electronic digital instrument cluster; digital driver information display and module; instrument panel printed circuit board; Throttle Position Sensor (TPS); throttle actuator; Camshaft Position (CMP) sensor(s); Crankshaft Position (CKP) sensor; transmission / transaxle sensors, powertrain Control Module (PCM); Transmission Control Module (TCM); remote keyless entry transmitter and receiver (loss is not covered); heated side view mirror element; cruise control servo, module and transducer; compass; Vehicle Speed Sensor (VSS); thermometer.
EMISSIONS:
Anti-detonation / Knock sensor; Oxygen sensor(s); Engine Air Intake Temperature (IAT) sensor, Manifold Air Pressure (MAP) sensor; Mass Air Flow (MAF) sensor; Exhaust Gas Recirculation (EGR) valve; Delta Pressure Feedback EGR (DPFE) sensor; Fuel pressure sensor; Idle Air Control (IAC) valve; Secondary Air Injection (SAI) system; and throttle body assembly.
SPORT UTILITY:
Step bumpers and mounting brackets; power tailgate actuator and motor; power winch motor, its controller and wire harness; power winch roller; spare tire carrier, swing arm, pivots, latches and locks; factory installed running boards, power running board actuator and motor; swing out mirror arms, mounts, actuator and motor; pop-out or sliding side / rear window latches and hinges; convenience bed liner (not warpage); tailgate handle, lock, cables, hinges and latches; edge protectors; cargo lamp; tie downs; trailer hitch receiver, insert and plug receptacle; auxiliary fuel tank and its switch over valve.
4-WHEEL STEERING:
Control unit; actuator; mode selector; position sensor; rear tie rod assembly; rear gear assembly; cylinder barrel; centre joint; pinion; power steering housing is covered if damaged by the mechanical breakdown of an internal part.
ANTI-LOCK BRAKES (ABS):
Electronic control unit; anti-lock computer module; wheel speed sensors / exciters; proportioning valves; high pressure hydraulic pump; electro-hydraulic proportioning control valves; accumulator.
FUEL DELIVERY:
Fuel injector metering pump; fuel injectors; fuel distributor; diesel injection pump; fuel tank; metal fuel lines.
INTERIOR / EXTERIOR:
Glove box door and hinge; manually operated seat tracks; adjustable pedals; interior and exterior door handles; door hinges; map / courtesy light assembly; hood, trunk and hatch gas cylinders; hood, trunk and hatch hinges; bumper energy absorbers; speedometer head.
SEALS AND GASKETS:
Seals and gaskets are covered for the above listed assemblies.
Ultimate XT

Coverage so comprehensive that if it’s not on the short list of exclusions*, it is covered. Ultimate XT coverage includes all components covered under XT-1, XT-2 and XT-3 coverage PLUS hundreds more, such as;
Air Door Motors
Anti-Theft Devices
Audio System Amplifier
Audio System Graphic Equalizer
Bluetooth Control Unit
Driver Assist Sensors
DVD Player
Front, Rear and Side Cameras
Fuel Pressure Regulator
Fuel Rail
Heat Control Valve
Heated Seat Elements
Hood and Truck Lift Supports
LED Signal Mirrors
Navigation System
Rain Sensing Wiper System
Seat Memory Modules
Seat Recliner
Steering Assist Module
Sunroof Guides, Tracks and Cable
Tire Pressure Sensors
Vehicle Fluid Coolers
Wheel Hub Assembly
*See service contract or mechanical breakdown insurance policy terms and conditions for full details of coverage and Exclusions.
Optional Coverages
LUXURY ELECTRONICS PACKAGE (Included with Ultimate XT Coverage)
GPS navigation system or other navigational / motorist assistance system; Bluetooth control unit, steering wheel switches, microphone; DVD player. front and rear monitor(s); internet access system; Heads-Up Display (HUD) projector, display module, and control unit; audio system amplifier and graphic equalizer; front, rear, and side view camera(s) and display monitor; driver assist sensors including parking / back-up, lane assist, collision avoidance sensors; suspension sensors; seat heater element(s).
CONSEQUENTIAL DAMAGE
In the event a failure occurs to a non covered part, due to the failure of a covered part, the non covered part will be repaired. In the event a failure occurs to a covered part due to the failure of a non covered part, the covered part will be repaired.
MOBILITY EQUIPMENT
Chair lift motors and assemblies, electric/hydraulic ramp controls and assemblies, kneel actuators, adjustable seating mechanisms, adjustable pedal and steering control mechanisms, host and swing-arm mechanisms.
RENTAL EXPENSE UPGRADE
Increases the maximum rental expense benefit included in the plan.
ENHANCED SEALS & GASKETS
Seals and gaskets for all covered components are covered independently or in conjunction with a covered repair.
RENTAL EXPENSE
Reimbursement for substitute transportation in the event of a covered mechanical breakdown.
TRIP INTERRUPTION EXPENSE
Reimbursement for meals and lodging in the event of a covered mechanical breakdown more than 100 km from home
ROADSIDE ASSISTANCE
Up to $100 per occurrence for each of the following;
- Towing Assistance
- Flat Tire Assistance
- Fuel/Oil/Fluid and Water Delivery Service
- Lock-Out Assistance
- Battery Assistance
TRANSFERABLE COVERAGE
If you sell your vehicle, you can transfer your Xtended Auto coverage to the new owner, increasing the resale value of your vehicle.
NORTH AMERICAN PROTECTION
Xtended Auto covers your vehicle anywhere you go in Canada and the United States.
TOLL-FREE ASSISTANCE
Should you need assistance with a claim or have questions about your Xtended Auto coverage, call the toll-free number for assistance.
COVERAGE THAT IS SIMPLE AND EASY TO USE
Full coverage with no hidden charges; all parts and labour included. Repair costs are paid directly to the repair facility, saving you out-of-pocket expenses and the inconvenience of waiting for reimbursement.
FREQUENTLY ASKED QUESTIONS
An Extended Service Contract covers you against the costs of unexpected mechanical breakdowns. With four different levels of coverage, we have the protection that meets your needs and budget.
Yes, our programs are fully insured by A rated insurance companies.
If your vehicle is less than the current model year and 20 previous model years old and has less than 320,000 KM on the odometer then we have coverage options for you. We even have coverage options for the following:
- Hybrid/ Electric Vehicles
- Commercial Use Vehicles
- Lifted Body/ Suspension/ Oversized Tires
- Modified Vehicles
- Snowplow Vehicles
- Branded Title Vehicles
This depends on the level of coverage and any additional options you choose. Contact your Dealer or an Xtended Auto Representative for complete coverage details.
Yes, the Xtensive Series offers Wrap Terms, Component Coverage and Exclusionary Coverage options.
The Xtensive Series program has the additional benefits of Towing, Battery Service, Flat Tire Service, Rental Expense, Fluid Delivery Service, Trip Interruption and Lock-Out Service.
Although you can purchase a $0 deductible plan, the standard plan includes a small deductible of $100 per breakdown. There are also options of a $50, $200 or $100 disappearing deductibles available.
The total limit that will be covered per claim is the value of your vehicle at the time of breakdown. The total claims limit that will be paid out for the duration of your coverage is the purchase price of the vehicle.
Take your vehicle to a repair facility; inform that service department that you have Xtended Auto coverage. The repair facility will diagnose the issue and contact our claims department for authorization for the repair. PRE-AUTHORIZATION MUST BE RECEIVED BEFORE REPAIRS ARE STARTED. We deal directly with the repair facility to get you back on the road as quickly as possible.
You can take your vehicle to ANY licensed repair facility of your choice.
We deal directly with the repair facility, that means no out of pocket expenses for you.
If you sell your vehicle, you can transfer your Xtended Auto coverage to the new owner, increasing the resale value of your vehicle.
Why Choose Xtended?
Choosing Xtended means choosing protection you can count on. We combine decades of experience with a genuine commitment to our customers, offering service agreement coverage that’s tailored to your needs and backed by an A-rated Canadian insurer. From the moment you purchase to the moment you need us, our friendly, knowledgeable team is here to ensure the process is smooth, transparent, and stress-free—so you can focus on enjoying the road ahead with complete peace of mind.